Pennsylvania
Mortgage License Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $50,000 - $500,000
Term Length: 1 year
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Pennsylvania mortgage industry bonds ensure that licensed mortgage professionals follow state laws and industry regulations. These surety bonds protect consumers from illegal and unethical mortgage lending practices.

How Much Does a Mortgage Bond Cost in Pennsylvania?

Bond requirements for mortgage professionals in Pennsylvania vary based on the license type and annual loan volume. The cost of a Pennsylvania mortgage industry license bond is typically a small percentage of the total bond amount. 


We work with the nation’s top surety providers to offer the lowest mortgage bond prices available. Qualified applicants often pay a rate of just 0.75–3% of the bond amount. However, pricing may vary based on personal credit score.

Select the bond you need to get a free quote with no hidden fees:

Bond Type
$50,000Mortgage Originator BondAnticipated or Actual Amount of PA Mortgage Loan Originations of $14,999,999.99 or less
$75,000Mortgage Originator BondAnticipated or Actual Amount of PA Mortgage Loan Originations of $15,000,000 - $29,999,999.99
$100,000Mortgage Originator BondAnticipated or Actual Amount of PA Mortgage Loan Originations of $30,000,000 – $49,999,999.99
$150,000Mortgage Originator BondAnticipated or Actual Amount of PA Mortgage Loan Originations of $50,000,000 or more
$100,000Mortgage Loan Correspondent Bond
$100,000Mortgage Broker Bond - Advance Fees
$500,000Mortgage Servicer Bond
$50,000Mortgage Originator Sponsor Bond$14,999,999.99 or less Anticipated or Actual Amount of PA Mortgage Loan Originations
$75,000Mortgage Originator Sponsor Bond$15,000,000 - $29,999,999.99 Anticipated or Actual Amount of PA Mortgage Loan Originations
$100,000Mortgage Originator Sponsor BondOriginate or originated less than $30,000,000 in mortgage loans secured by Pennsylvania dwellings or residential real estate in a calendar year
$200,000Mortgage Originator Sponsor BondOriginate or originated $30,000,000 to $99,999,999.99 in mortgage loans secured by Pennsylvania dwellings or residential real estate in a calendar year
$300,000Mortgage Originator Sponsor BondOriginate or originated $100,000,000 to $249,999,999.99 in mortgage loans secured by Pennsylvania dwellings or residential real estate in a calendar year
$500,000Mortgage Originator Sponsor BondOriginate or originated $250,000,000 or more in mortgage loans secured by Pennsylvania dwellings or residential real estate in a calendar year

Where to Buy a Pennsylvania Mortgage Industry License Bond

The easiest way to get a Pennsylvania mortgage license bond is through SuretyBonds.com. With our industry-leading technology and service, we issue bonds faster than any other surety provider.


Need to be bonded in multiple states? SuretyBonds.com is licensed to issue mortgage license bonds in all 50 states.

How Do I Get a Mortgage Bond in Pennsylvania?

You can get your Pennsylvania mortgage license bond quickly and easily with SuretyBonds.com. Just follow these four steps: 

  • Step 1: Apply for your bond online
  • Step 2: Receive a free quote within one business day (some bonds are available for instant purchase) 
  • Step 3: Pay for your invoice online or over the phone
  • Step 4: File the bond with the Pennsylvania licensing office

We file most mortgage bonds electronically with the NMLS on the principal’s behalf. If your obligee requires the original document, select two-day, next-day or overnight shipping for your physical bond form.

How Do I Renew My Mortgage Bond?

You must renew your Pennsylvania mortgage license surety bond whenever the current term expires. Once you pay your SuretyBonds.com renewal invoice, you'll receive an email with instructions on how to keep your bond and license active with the NMLS.

How Do Pennsylvania Mortgage License Bonds Work? 

A Pennsylvania mortgage surety bond ensures that the licensed mortgage professionals will operate ethically and lawfully. If they fail to do so, harmed parties can file a claim to recover damages. The surety provider will pay the claim amount and the bondholder must reimburse the surety.

Learn more in our Guide to Surety Bonds for Mortgage Professionals.

Call 1 (800) 308-4358 to talk with a Surety Expert