Maryland Contractor License Bonds
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What Is a Maryland Contractor License Bond?
A Maryland contractor license bond is a financial guarantee that ensures a contractor will follow state and local licensing laws and protect the public. Filing a $30,000 surety bond with the Home Improvement Commission is a requirement to receive a Maryland home improvement contractor license.
Various towns and cities in Maryland also require surety bonds before a contractor can be licensed to perform certain types of work.
How Much Do Maryland Contractor Bonds Cost?
The price of a Maryland contractors license bond starts at $100 per year. Some bonds cost a flat rate while others require an application review to determine personalized pricing.
Rates are typically 1–10% of the total bond amount based on credit score and other qualifications. Find your bond below to get an exact price quote.
Don’t see your bond? Call 1 (800) 308-4358 for assistance.
If you work outside of Maryland, we also offer contractor license bonds nationwide.
Who Needs a Maryland Contractor Bond?
You must file a surety bond with the state to be licensed as a Maryland home improvement contractor or home builder. Several cities and counties also require local contractor license bonds for various types of work.
Other Construction Bonds in Maryland
You may also need a highway administration street closure bond, payment bond, or another type of contract bond for certain construction projects in Maryland. These protect the public and project owners from contractors who default or fail to uphold their contracts in any way.
How to Get a Maryland Contractor Bond
You can buy or apply for any Maryland contract bond by submitting an online request form. Simply find the bond you need and enter your information. Requirements vary by licensing authority, but typically you’ll need to provide the following information for filing approval:
- Contractor or construction company name
- Physical business address
- License type
You get some contractor license bonds instantly online. Others will require a quick application review to determine your personalized pricing.
How Fast Can I Get My Bond?
With industry-leading technology and responsive customer service, we deliver official Maryland contractor bonds faster than any other surety provider. Orders placed by 4 PM CST Monday-Friday are typically processed with same-day emailed bond delivery. If your obligee requires the physical bond form, we offer an overnight shipping option.
How Do Maryland Contract Bonds Work?
Maryland contractor bonds protect consumers who could be harmed by defective construction or other license noncompliance as well as any unpaid employees, subcontractors, or suppliers.
If you break the bond terms, the surety company will pay valid claims to harmed parties up to the full bond amount, which you must then reimburse in full.
How to Get a Contractor License in Maryland
Learn how to get a Maryland home improvement contractor license by reviewing our comprehensive guide. You'll need to provide the following to apply:
- Application
- Personal financial statement
- Co-owner's signature (if assets are co-owned)
- Surety bond
Local contractor license and bond requirements vary by city and county as well as the type of construction work you perform there. Contact your local licensing office for more information.
More Resources
- Calvert County Planning & Zoning Department: Building Contractor's License
- Frederick Building/Permits Department: Licensing
- Frederick County Division of Planning and Permitting
- Hagerstown: Trade Licensing/Registration
- Maryland Department of Labor, Home Improvement Commission (MHIC): Apply for an Original License
Have Questions?
Call 1 (800) 308-4358 to talk with a Surety Expert today.
