Kentucky
Contractor License Bonds

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Term Length: 1 year
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What Is a Kentucky Contractor License Bond?

Kentucky contractor license bonds are surety bonds required to be licensed in the state for different types of construction work. Each bond has unique terms, but they generally enforce state or local construction laws regarding building code compliance or tax payments. Each bond must be filed with the individual government agency requiring it for contractor licensing. 

A Kentucky roofing contractor license bond is a requirement to be certified with The Kentucky Roofing Contractors Association. By filing the bond, roofing contractors promise to uphold consumer contracts and statewide building standards.

How Much Do Kentucky Contractor Bonds Cost?

Kentucky contractor bond prices start at $100 per year. Your personal premium cost will be provided instantly once you complete our quick application form. Premiums are typically calculated as 1–10% of the total bond amount based on factors like credit score, business financials and industry experience. 

Select your bond below to purchase or request a free quote.

Bond Type
$10,000Roofing Contractor Bond
$10,000City of Henderson Contractor Bond
$100-$20,000Encroachment Permit Bond
$1,000-$100,000Oldham County Performance Bond
$1,000-$100,000Non-Coal Performance Bond

If you work outside of Kentucky, we also offer contractor license bonds nationwide.

Who Needs a Kentucky Contractor Bond? 

The following individuals may need a Kentucky contractor license bond: 

  • Roofing contractors working anywhere in Kentucky
  • Contractors working in the city of Henderson
  • Subdivision/real estate developers in Oldham County 

If you’re performing work on the public right-of-way, you may need a Kentucky encroachment permit bond. Or, if you are doing certain mining or excavation work, the state will require a non-coal performance reclamation bond. 

Other Construction Bonds in Kentucky

You may also need a bid bond, performance bond or another type of contract bond for major or public construction projects in Kentucky. This protects project owners, suppliers and employees if you break any contract terms. 

How to Get a Kentucky Contractor Bond 

You can apply for any Kentucky contract bond by submitting an online request form. Just find the bond you need and enter your information. It only takes two minutes! A SuretyBonds.com representative will contact you within one business day to discuss next steps and provide your quote. 

City of Henderson contractor bonds are available for instant online purchase for $100. No application required. 

How Fast Can I Get My Bond?

SuretyBonds.com offers the fastest and easiest way to get Kentucky construction bonds. Apply for your bond online in under two minutes. We’ll follow up within one business day or less with next steps and quote information. 

We deliver most bonds via email. If your obligee requires the original bond form with wet signatures, we offer an overnight shipping option. 

How Do Kentucky Contractor Bonds Work?

By filing a Kentucky contractor license bond, you agree to comply with the related license requirements and industry laws. If you fail to comply with the bond terms, the surety protects the public from resulting damages. Your issuing surety company will pay valid claims up to your full surety bond amount, which you must reimburse. 

How to Become a Certified Roofing Contractor in Kentucky

Although roofing contractors do not have to be officially licensed with the state to provide roofing construction services, the Kentucky Roofing Contractors Association (KRCA) advises contractors to comply with the following certification expectations: 

  • Adhere to the KRCA Code of Ethics
  • Commit to completing continuing education
  • Purchase a $10,000 Kentucky surety bond
  • Maintain minimum $1M business liability and workers’ compensation insurance

How to Become a Licensed Contractor in Henderson, KY

To register as a contractor in Henderson, Kentucky, complete the following steps:

  1. Fill out your Contractor Registration Application
  2. Purchase and file a $10,000 Kentucky surety bond.
  3. Determine the license type you need.
  4. Purchase limited liability insurance and workers compensation insurance.
  5. If you have a Kentucky state contractor license, provide a copy to the city. 
  6. Pay the $25 application fee.

For more information, you can contact the City of Henderson Code Enforcement Division at [email protected].

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert