Florida
Public Adjuster Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $50,000
Term Length: 1 year
Cost: $500
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How much does a $50,000 public adjuster bond cost in Florida?

The Department of Financial Services requires public adjusters in Florida to purchase a $50,000 surety bond as part of the insurance adjuster licensing process. A $50,000 Florida public adjuster bond costs $500 and can be purchased online in minutes. Because Florida insurance adjuster bonds are issued instantly, everyone qualifies for the same 1% rate. You can also save time and money on your renewal when you select a two- or three-year term at checkout.

How do I purchase a Florida public adjuster bond?

To get a public adjuster bond, select the term option you would like. You'll need to provide your name, residential address, and license number to buy your bond securely online in minutes. (If you don't have a public insurance adjuster license number yet, the state will accept your social security number.) Once your payment is received, your official bond documents will be delivered to your email.

How fast can I get an insurance adjuster surety bond?

SuretyBonds.com offers instant Florida public adjuster bond delivery 24/7. Purchase now and receive your official bond delivered in minutes by email.

Bond Type
$50,000Public Adjuster Bond

What is a Florida public adjuster bond?

A public adjuster surety bond is a three-party agreement between the insurance adjuster (principal), the Department of Financial Services (obligee), and the surety company backing the bond.

By posting a surety bond, insurance adjusters pledge to conduct business in compliance with the provisions of the public adjuster laws, Part IV of Chapter 626, Section 626.851 through 626.878 of the Florida Statutes, and the rules and regulations of The Department of Financial Services.

Florida public adjuster bonds remain in full force until canceled. The insurance company can cancel the bond by giving written notice of cancellation to the principal and the department. The bond will be canceled 30 days from the receipt of said notice.

Who needs to obtain a Florida public adjuster bond?

Florida residents pursuing insurance adjuster licensure must purchase and file a $50,000 surety bond as part of the licensing application process. Public adjusting firms that employ multiple public adjusters typically need to purchase a separate insurance policy for each employee.

Why do I need a Florida public adjuster bond?

If the public adjuster fails to comply with licensing terms outlined on the form as established by Florida statute, the bond protects consumers from financial loss. The $50,000 bond amount can be used if a claim is filed to recover damages sustained if the principal is guilty of fraud or unfair practices.

How do I apply for a Florida public adjuster bond?

You do not have to apply for a public adjuster bond in Florida, you just have to purchase one. As part of the Florida adjuster license application process you simply need to purchase your Florida surety bond from an insurance company.

Who regulates public adjusters in Florida?

The Department of Financial Services establishes and enforces all professional license and surety bond requirements for Florida residents seeking to become a licensed public adjuster.

What are the requirements to be a public adjuster in Florida?

Learn How To Get A Florida Public Adjuster License by reviewing our comprehensive guide.

To get a Florida adjuster license, you must meet the following requirements.

  • Be at least 18 years old
  • Reside in Florida or maintain principal place of business in Florida
  • Be a U.S. citizen or legal alien possessing work authorization from U.S. Immigration and Naturalization Services

You must also complete a public adjuster apprenticeship with proper documentation, have previously held an All Lines or Property and Casualty Public Adjuster license and appointment in Florida, or must currently hold an All Lines or Property and Casualty Public Adjuster license in Florida for the past year.

You'll file your $50,000 Florida surety bond by mailing it to the following address.

Department of Financial Services Bureau of Licensing
200 East Gaines St.
Larson Building Room 419
Tallahassee, FL 32399

For more information on the Florida public adjuster licensing and bonding process, watch the video below.

Call 1 (800) 308-4358 to talk with a Surety Expert