How to Become a Public Adjuster in Colorado
This guide is for informational purposes only. SuretyBonds.com does not regulate or manage licensing for Colorado public adjusters. Contact the Colorado Department of Regulatory Agencies, Division of Insurance for the latest official requirements.
How to Get a Colorado Public Adjuster License
Public adjusters in Colorado are regulated by the Department of Regulatory Agencies (DORA) - Division of Insurance and must adhere to state laws and guidelines. They are licensed professionals responsible for representing policyholders during insurance claims, ensuring accuracy and fairness in the claims process.
If you are an aspiring public insurance adjuster, you’re in the right place. Keep reading to learn how to get your Colorado public adjuster license in just three simple steps.
Under Colorado Revised Statutes 10-2-417(2) only public adjusters need to be licensed — independent insurance adjusters do not. If you are an independent adjuster seeking a designated home state (DHS) license, we recommend visiting our Florida public adjuster license guide.
How to Become a Public Adjuster in Colorado
To become a public adjuster in Colorado, follow these three steps.
Step 1: Pass the state exam
Before applying for a license, public adjuster candidates must pass the state-administered exam. This will cover topics including insurance, ethics, consumer protection and claims adjustment.
To schedule your exam, create an account with Pearson VUE and follow their online booking instructions. You are allowed two attempts to pass the exam online. Any additional attempts must be completed in-person at a Pearson VUE testing center.
Step 2: Purchase a surety bond
Next, purchase a $20,000 public adjuster bond from a licensed surety provider. This surety bond guarantees you will comply with state licensing regulations and protects the public from financial harm if you do not.
Purchase your Colorado public adjuster bond for $200 instantly online from SuretyBonds.com. We’ll deliver your official bond via email in minutes.
Step 3: Complete your license application
Finally, submit your public adjuster license application through Sircon or the National Insurance Producer Registry (NIPR). Make sure you include your surety bond and Power of Attorney forms.
If you have any questions, you can contact the Colorado Division of Insurance at 303-894-7499 or [email protected].
How to Renew Your Colorado Public Adjuster License
Colorado requires public adjusters to renew their licenses every two years. You must submit a renewal application and pay the required fee. Additionally, you must complete 24 hours of continuing education every two years.
Your license will expire on the last day of your birthday month every two years, so make sure to renew before that date to avoid any lapse in licensure.
How Long Does It Take to Get a Colorado Public Adjuster License?
It typically takes 2 to 8 weeks to receive your official Colorado public adjuster license after applying online.
How Much Does It Cost to Get a Public Adjuster License in Colorado?
It typically costs between $100–$200 to get a public adjuster license in Colorado, depending on your residency status and bond selection. You can expect the following expenses:
- Licensing Fee: $47 ($71 for non-residents)
- Renewal Fee: $27 ($43 for non-residents)
- Surety Bond: $167–$200* (per year)
Additional costs may apply for continuing education or other optional services.
*Save 25% on subsequent terms by selecting a multi-year bond term with SuretyBonds.com.
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Last Updated: January 17, 2025
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